GUIDES & ADVICE
Understand your credit file — and how to fix it.
Plain-English guides on County Court Judgments, CIFAS markers and building a stronger credit score, written by the team that removes them every week.
How to Remove a CCJ from Your Credit File
The three legitimate routes to removing a County Court Judgment from your credit file — paying within one month, setting aside, and waiting six years — explained plainly.
Read the guideWhy Do People Get CCJs? The Most Common Causes
Most County Court Judgments aren't caused by reckless borrowing. Here are the real reasons people end up with a CCJ — including the ones that are not their fault.
Read the guideHow to Improve Your Credit Score in the UK: A Practical Guide
What actually moves your credit score in the UK — from electoral roll registration to utilisation — and the one thing no habit can fix: an active CCJ or CIFAS marker.
Read the guideWhat Is a CIFAS Marker — and How Do You Remove One?
CIFAS markers can freeze your financial life for up to six years, often without warning. What they are, why they're applied, and the route to getting one removed.
Read the guide